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All-Digital Lending Enabled by AI

Provide exceptional digital experiences, say yes to more borrowers, and improve your portfolio performance.

GOODBANK was founded to make a powerful impact on systemic financial inequality that Americans have experienced for generations—and Goodbank’s founders knew that to tackle this head on, we needed to be a chartered national bank. This was a truly trailblazing strategy—no charter had ever been issued to a consumer fintech.

After a three year quest, Goodbank was the first US consumer fintech to receive a national bank charter from the OCC. The national bank charter allows Goodbank to deploy its proprietary, cutting-edge technology and directly innovate across a range of financial products to improve the financial health of the millions of Americans who have been overlooked and underserved by the
traditional financial system.